Key takeaways The only way to know if you can share your credit card legally is to review your credit card agreement. Even if sharing is permitted, it’s not encouraged or suggested. Letting someone use your credit card with permission could put you at risk for unexpected charges and complications…
Key takeaways PayPal offers a simple and secure way to make online purchases as well as send and receive money from family and friends. Customers can use their bank account, credit card, debit card or PayPal balance to send money or make purchases. Sending money domestically is typically free of…
Images by GettyImages; Illustration by Bankrate Unemployment can be disempowering both emotionally and financially. The uncertainty of not knowing when your next paycheck will arrive can disrupt your sleep, strain your relationships and trigger spirals of anxiety and fear. That’s why learning how to leverage debt strategically can offer the breathing…
Key takeaways Junk fees are hidden charges added to the advertised price of goods and services. Junk fees can significantly increase the price of a product or service. Keep an eye on your bills and bank statements to see if you’re paying junk fees that you can otherwise avoid. Ever…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Your house isn’t just one of the biggest purchases you’ll likely make. It’s an ongoing expense — or source of expenses — as well. You know about your mortgage payments, of course. But in addition to those, there are regular costs of maintenance and upkeep. …
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This is part 2 of 2 of Bankrate’s ’90s era lessons miniseries, focusing on loans. Key takeaways When it comes to applying for…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Startup business loans can be challenging to obtain since most lenders set minimum requirements for time in business. You may be eligible for different types of loans that can serve specific purposes, such as a startup SBA loan. Before applying, you’ll want to determine how much funding you…
Tesla’s (TSLA) profit in the first quarter of 2025 plunged a stunning 71 percent, as sales dropped 9 percent from the year-ago period. Despite the sales decline — and the possibility of more to come — the electric vehicle maker’s stock actually rose after the report, as Tesla CEO Elon Musk…
When my husband and I bought our New Jersey home more than 20 years ago, we were thrilled to have found a house that checked nearly all of our boxes. That list included lower property taxes — one of the hidden costs of homeownership that can make it harder to…
Companies often have various people interested in their success, including shareholders and stakeholders. While these two groups often overlap, they are not the same. The first thing to know is that shareholders are always stakeholders because their success depends on the company’s success. While stakeholders may also succeed due to…
Key takeaways Before you buy a second home, get clear on how you want to use the property. Will it be a vacation home for your family or an investment property? Buying a second home is similar to buying a first home, but it can be helpful to find a…
Key takeaways Because cash-out refinances are a riskier proposition, they tend to have higher interest rates compared to a regular refinance. Some factors that influence your refi’s rate are market-driven, but others relate to your personal finances. There are steps you can take to receive a more competitive rate, including…
Many homeowners are celebrating the recent boom in housing wealth, but not everyone is taking part in the home equity party. Collectively, American homeowners have amassed almost $35 billion of home equity, a near-record amount. According to property fintech platform Cotality, that adds up to about $303,000 in equity for…
Maksym Belchenko/Getty Images Key takeaways USAA and Navy Federal Credit Union offer similar financing products for U.S. military members, veterans and their relatives. Of the two, USAA is best for borrowers who intend to pay off their loan early and prefer flexible payment options. Navy Federal auto loans are a…
Key takeaways Managing your student loans and making a repayment plan starts with understanding the basics of personal finance. There is no quick fix for student loan debt, but there are strategies: especially aggressive or strategically slow. There is a lot of confusing guidance and policy surrounding student loans. Stay…
Key takeaways On average, renting a home is cheaper than paying a mortgage in all 50 of the largest U.S. metros in 2025 — with the cost difference between the two growing in 38 metros since last year. Nationally, an average mortgage payment costs 38 percent more per month compared…
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