{"id":27203,"date":"2026-04-28T11:16:48","date_gmt":"2026-04-28T11:16:48","guid":{"rendered":"https:\/\/didebta.com\/?p=27203"},"modified":"2026-04-28T11:16:49","modified_gmt":"2026-04-28T11:16:49","slug":"how-to-have-a-growth-mindset-to-achieve-your-goals","status":"publish","type":"post","link":"https:\/\/didebta.com\/?p=27203","title":{"rendered":"How to Have a Growth Mindset to Achieve Your Goals"},"content":{"rendered":"<div>\n<p>I always tell people (and always have to remind myself), \u201cMind your business, because your mind is your business.\u201d Clever, I know.\n    <\/p>\n<p>What I mean by that is true success starts with your mindset. Having a <em>growth mindset<\/em> will have a positive impact on all areas of your life\u2014finances, relationships, career, everything.\n    <\/p>\n<p>Now I know everyone is born into different levels of opportunity, and you don\u2019t really have control over that, but I seriously believe that having a growth mindset is the real key to taking whatever situation you\u2019ve been handed and doing something great with it. So, let\u2019s talk about what a growth mindset is and how to develop one.\n    <\/p>\n<h2>What Is a Growth Mindset?\u00a0<\/h2>\n<p>A growth mindset is the belief that you can learn, change and improve with time and effort.\n    <\/p>\n<div class=\"BlogInsert-copy\">\n<p>Get expert money advice to reach your money goals faster!<\/p>\n<\/p><\/div>\n<p>People who have a growth mindset build up the strength to overcome challenges instead of giving up because they think they just don\u2019t have what it takes to succeed. They aren\u2019t scared of failure because they know failure helps them get one step closer to where they want to be.\n    <\/p>\n<p>Now, the opposite of a growth mindset is something called a <em>fixed mindset<\/em>. People who have a fixed mindset believe that success (or failure) is a result of permanent qualities, circumstances and character traits that they don\u2019t have the power to change. And my guess is that Eeyore is their spirit animal.\n    <\/p>\n<p>Whether they realize it or not, they believe they were born with certain characteristics\u2014like intelligence, shyness, talent or a hot temper\u2014with no way to improve or adjust. They live their life making decisions <em>based on those beliefs<\/em>, which can really hold them back in the long run. With a fixed mindset, pessimism always wins.\n    <\/p>\n<p>Here are some examples of a growth mindset vs. a fixed mindset:\n    <\/p>\n<ul>\n<li><strong>Fixed:<\/strong> \u201cI\u2019ll never learn how to do this. I\u2019m not smart.\u201d<\/li>\n<li><strong>Growth:<\/strong> \u201cI might not know how to do this now, but I\u2019m going to read up on it and figure it out.\u201d<\/li>\n<\/ul>\n<ul>\n<li><strong>Fixed:<\/strong> \u201cI don\u2019t have to prep for this job interview. I\u2019m good at marketing, so they\u2019ll give me the job.\u201d<\/li>\n<li><strong>Growth:<\/strong> \u201cI\u2019m going to spend time preparing and give it my all, so even if I don\u2019t get hired, I\u2019ll know I did my best.\u201d<\/li>\n<\/ul>\n<ul>\n<li><strong>Fixed:<\/strong> \u201cBeing in debt is just part of adulthood. Everyone has student loans and car payments.\u201d<\/li>\n<li><strong>Growth:<\/strong> \u201cIf I\u2019m disciplined and wise with my money, I don\u2019t have to live with debt.\u201d<\/li>\n<\/ul>\n<ul>\n<li><strong>Fixed:<\/strong> \u201cEveryone in my family has gotten divorced, so I\u2019ll probably end up divorced too.\u201d\u00a0<\/li>\n<li><strong>Growth:<\/strong> \u201cNobody\u2019s perfect, but I\u2019m going to work hard on this relationship and do everything I can to have a healthy marriage.\u201d<\/li>\n<\/ul>\n<p>Do you guys see the difference? This mindset thing is something we all have to work on\u2014myself included. No one\u2019s going to get it right all the time. But now that we know what it means, let\u2019s break down some practical steps you can take to start developing a growth mindset.\n    <\/p>\n<h2>How to Develop a Growth Mindset<\/h2>\n<p>Let\u2019s be real: The fact that you\u2019re reading this article tells me you\u2019re already open to growth. Heck yeah! That\u2019s the first step. If you want to pursue a growth mindset in every aspect of your life, here are a few things you can do:\n    <\/p>\n<h3>Redirect unhealthy thoughts.\u00a0<\/h3>\n<p>If you notice yourself getting stuck in a fixed mindset about something, pause and take a second to reword that thought or statement. The word <em>yet<\/em> can really help with this. You could say, \u201cI\u2019m not married <em>yet,\u201d<\/em> or \u201cI\u2019m not debt-free <em>yet<\/em>.\u201d\n    <\/p>\n<p>There are a lot of brainy, science-y facts that go along with this, like how taking control of your thoughts changes the cells in your brain and stuff like that. Ain\u2019t nobody got time to go into all that, but the studies are out there if you want to read them. Basically, the most important thing to know is that you really can train your brain to think differently if you put in the effort, and it\u2019ll get easier and easier as time goes on.\n    <\/p>\n<h3>Fail more.\u00a0<\/h3>\n<p>Yeah, I know. It sounds weird. Why the heck would you want to fail <em>more<\/em>?\n    <\/p>\n<p>For this simple reason: If you fail 10 times, you\u2019ll get 10 times better. That\u2019s the game. Because the ones who quit after they\u2019ve failed aren\u2019t around anymore to compete! Seth Godin sums it up perfectly: \u201cThe person who fails the most wins.\u201d\n    <\/p>\n<p>It takes a whole lot of suck to get good at playing the guitar, designing, writing, cooking. And over time, you suck less and less and less . . . until one day you\u2019re an overnight success. Try. Fail. Repeat.\n    <\/p>\n<p>The more you can try things and set goals that are so big they scare the crap out of you, the more you\u2019ll grow. And the more confidence you\u2019ll build, because you\u2019ll realize you really can fail without messing up your whole life, and you<em> <\/em>can actually overcome challenges. As the great philosopher Kelly Clarkson once said, \u201cWhat doesn\u2019t kill you makes you stronger.\u201d\n    <\/p>\n<p>Here\u2019s some real talk: <em>People who have a fixed mindset are afraid of failure because it makes them feel less than. <\/em>But you\u2019ll never win at anything if you keep avoiding failure like the plague\u2014or like, I don\u2019t know . . . a contagious pandemic-level disease. So basically, the only way to not fail is to keep embracing failure. Think about <em>that<\/em> when you\u2019re trying to sleep tonight.\n    <\/p>\n<h3>Read books.\u00a0<\/h3>\n<p>Not only does reading help you learn more info, but sitting down and reading an actual book (instead of your Instagram feed) helps keep your mind sharp. Instead of getting the instant gratification and dopamine rush of social media, your brain is slowing down, learning patience, and working to imagine all kinds of things about the contents of the book. Choose topics you\u2019re interested in and set a reading goal, even if it\u2019s just one book every couple of months.\n    <\/p>\n<h3>Listen to podcasts.\u00a0<\/h3>\n<p>If books aren\u2019t your thing, or you just want an extra way to learn, podcasts are dope. You can find a podcast about anything, and there are a ton of educational ones out there. If you\u2019re looking for a <em>totally<\/em> unbiased recommendation, check out my new podcast, <em>The Fine Print<\/em>.\n    <\/p>\n<p>What I love about podcasts is that you can get interview skills, leadership inspiration, relationship tips, and plenty of other helpful life advice just by throwing on some headphones and hitting play.\n    <\/p>\n<h3>Develop smarter relationships.\u00a0<\/h3>\n<p>By smarter relationships, I don\u2019t mean you need to find friends with a higher IQ (although that might be a good idea too). I\u2019m talking about seriously considering the type of person you want to be, then taking a hard look at whether or not your relationships are helping you become that person or dragging you down. And I mean <em>all<\/em> kinds of relationships too\u2014not just romantic ones.\n    <\/p>\n<p>If you\u2019ve realized that some relationships in your life aren\u2019t healthy or helping you grow, that might mean those relationships need to end. I\u2019m not saying you need to selfishly cut everyone out of your life who isn\u2019t \u201cserving\u201d you, but it\u2019s a good idea to establish boundaries with anyone who has a track record of making a negative impact on you. And while we\u2019re on this topic, make sure you\u2019re <em>being<\/em> a good friend too. Make an effort to lift up and encourage the people in your life and stay away from gossiping and complaining.\n    <\/p>\n<h3>Detox from social media.\u00a0<\/h3>\n<p>I\u2019m not about to bash social media, because that would make me a hypocrite. I like posting funny memes and pictures of my adorable French bulldog as much as the next guy. But we all know by now that social media has some unhealthy effects too, like comparison, jealousy and seeking affirmation from people you barely know.\n    <\/p>\n<p>That\u2019s why every once in a while, I take a break and stop posting on all my social media accounts\u2014and you guys, it brings so much clarity and energy back into my life.\n    <\/p>\n<p>If you\u2019ve never done a detox, or even a one-day break from social media, try it out! Take that time to read, do something creative, connect with friends in person, pray, or anything else that helps your mind recharge. For me, that might look like playing guitar, having a game night with friends, or taking a hike with my wife. You never know what kind of good ideas you might come up with while you\u2019re taking a break from wishing you had a tropical vacation or huge biceps like that one person you met at a party one time. Stop this foolishness. Your biceps are fine, and that dude <em>lives<\/em> at the gym. You don\u2019t want to live at the gym, do you?\n    <\/p>\n<h3>Find a mentor.\u00a0<\/h3>\n<p>Looking up to and learning from someone is a key part of growth. Find someone who\u2019s doing what you want to do and living how you want to live, and just ask if they\u2019d be open to meeting up with you for coffee once in a while to hang out and talk. If you don\u2019t have in-person access to types of people you want to learn from, remember you can always learn from their content online.\n    <\/p>\n<p>For instance, Dave Ramsey is my financial mentor, and I\u2019m blessed to work at Ramsey Solutions where I have a direct connection with him. But he can be <em>your<\/em> financial mentor too if you read his books, listen to him on the radio, or go through the <em>Financial Peace University<\/em> course in Ramsey+. Sometimes you have to get creative!\n    <\/p>\n<p>Also, look for people around you who might need some guidance and want <em>you<\/em> to mentor <em>them<\/em>. It\u2019s super rewarding to be able to pour into someone else and give them the tips you wish someone would\u2019ve given you.\n    <\/p>\n<h3>Seek therapy (even when you\u2019re healthy).\u00a0<\/h3>\n<p>If you need some help shifting your mindset from fixed to growth, or if you just want someone to check in and talk through things with you, therapy and counseling are great resources. I\u2019m a huge fan of going to counseling even if you feel like life is good and you don\u2019t have any \u201cissues.\u201d Mental health is important, you guys, and a good counselor will help uncover things you didn\u2019t even realize you needed to work on.\n    <\/p>\n<p>My friend Dr. John Delony is our mental health expert here at Ramsey, and he has a ton of great tips for finding a therapist. You can also check out BetterHelp, which is a professional online counseling service that can match you with a counselor who\u2019s right for you. Boom. Simple.\n    <\/p>\n<h3>Have fun.\u00a0<\/h3>\n<p>At the end of the day, one of the best things you can do to improve your mindset is just to lighten up and do something fun. For me, that\u2019s going to watch some stand-up comedy with great friends. For you, that might be playing a round of golf, watching <em>Dateline<\/em> with a glass of wine, or turning the volume all the way up and jamming to the new Taylor Swift (or old Taylor, either way, it\u2019s <em>all <\/em>fire).\n    <\/p>\n<p>Truly successful people don\u2019t take themselves too seriously. I mean, I sure don\u2019t, and I\u2019m\u2014at the very least\u2014mildly successful. Think about it: If you\u2019re not taking time to kick back and have fun, all that hustle and grind you\u2019re doing to become the best version of yourself could leave you feeling burned out. And you deserve better than that!\n    <\/p>\n<p>Listen you guys, breaking out of a fixed mindset and developing a growth mindset is definitely a challenge, but I know you can do it. You can do hard things. You made it through middle school. You made it through your first breakup. You made it through 2020. And you made it through this article. Congratulations. You\u2019re on your way.\n    <\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/personal-growth\/growth-mindset\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I always tell people (and always have to remind myself), \u201cMind your business, because your mind is your business.\u201d Clever, I know. What I mean by that is true success starts with your mindset. Having a growth mindset will have a positive impact on all areas of your life\u2014finances, relationships, career, everything. Now I know<\/p>\n","protected":false},"author":1,"featured_media":27204,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":{"0":"post-27203","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Have a Growth Mindset to Achieve Your Goals | Didebta<\/title>\n<meta name=\"description\" content=\"I always tell people (and always have to remind myself), \u201cMind your business, because your mind is your business.\u201d Clever, I know. 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