Debt Management
Key takeaways If you’re not happy with your credit card’s interest rate, you could try to negotiate with your card…
Key takeaways There are several kinds of bankruptcy as established by the United States Courts. The kind of bankruptcy filing…
Key takeaways An automatic stay prevents creditors from pursuing collections against you during bankruptcy. Both Chapter 7 and Chapter 13…
Key takeaways If you decide to cash out your settlement all at once, you won’t receive all the funds you’re…
Key takeaways Defaulting on a loan means that you’ve violated the promissory note or cardholder agreement with the lender to…
Key takeaways Wage garnishment is the withholding of a portion of your earnings from your paycheck to pay off a…
staticnak1983/Getty Images Key takeaways You will receive a 1099-C Cancellation of Debt form if a lender forgives more than $600…
Key takeaways With debt forgiveness, creditors pardon some or all of your debt. Various types of debt may qualify for…
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to…
Key takeaways Scammers often target consumers with large amounts of debt or lower credit scores. Be wary of anyone who…