The word budget can get a bad rap. People think budgets are hard, time-consuming and restricting. But listen: The budget life is so worth it. Budgeting doesn’t tell you not to spend. It gives you permission to spend the right way—to show your money who’s in charge. (You.) And with EveryDollar, it’s way easier. Ready…
Dealing with IRS penalties and incorrect tax assessments can be frustrating. This is especially true when you believe the charges are unfair or that they resulted from circumstances beyond your control. In these scenarios, Form 843 is the IRS mechanism for requesting relief from penalties, interest and certain tax overcharges. A…
Christmas is the season of giving, but that doesn’t have to mean giving more of your money to your insurance company. Yes, we’re going to talk about insurance at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire,…
A partridge in a pear tree can’t really cost that much—can it? Well, you might be surprised by how expensive it would be to buy that single bird or any of the gifts from the classic Christmas song “The 12 Days of Christmas.” And let’s face it: We’ve all wondered just…
Trending
Spotlight This Week
More Articles
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Featured Articles
Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your…
Dept Managmnt
If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
All News
One of the best ways to wreck your day . . . is to wreck your car! But scary (and expensive) as collisions can be, there’s more than one way to damage your car—heck, it can get damaged when you’re not even driving it! And when random car damage strikes,…
How long have you been budgeting? One month? One hundred months? So long you don’t remember? If you’re new to budgeting, hear this: It takes about three months to get into the swing of things and feel like this budgeting life is a real routine. But after that, what if…
Just like anything else in life, managing your money when you’re single has its pros and cons. Pros? No money fights (unless you fight the voice inside your head). Cons? A single income with less accountability. But no matter what your pros and cons list looks like, getting ahead with…
Planning your financial future can feel overwhelming, but the right tools can make it far more manageable. Boldin is a platform that helps simplify that process, offering detailed projections, retirement modeling and hands-on planning for DIY investors. Before committing, it’s important to understand how it works, what it costs and…
REPORT SUMMARY 88% of U.S. adults said high school did not leave them “fully-prepared” for how to handle money in the real world. 3 in 4 U.S. adults said in the years after high school, they “often” (32%) or “sometimes” (42%) felt stress because of money. 72% of U.S. adults…
It seems to be an unwritten rule in life that once you turn 18, you have to get a credit card—as if you magically become a mature adult the moment someone hands you a piece of plastic. (And let’s be real, most adults I know struggle with plastic.) Pay off debt fast…
It’s the end of the month, and you’re out of money—again. It’s a hopeless feeling scrambling to see which bills you can pay late and scrounging around in the pantry for food until your next paycheck. If that’s you, hear this: You aren’t alone. In fact, 78% of Americans live…
These days, most people have heard enough horror stories about timeshares to know you should run for the hills whenever someone tries to sell you one. When it comes to vacation clubs and travel clubs, though, things are a little different. Those programs have started popping up a lot over…
Wedding bells are ringing! Do you hear them? Soon, you’ll be celebrating love, stuffing your face with wedding cake, and doing the chicken dance in front of family and friends. But first—you have to shop for a wedding gift. That part isn’t always easy. You’ve got to think about your budget…
Earn 3% cash back. Get 20,000 bonus points. Gain more sky miles with each swipe! Credit card points are the main way credit card companies reel you in. After all, who doesn’t love free stuff? But all those “free” rewards actually come at a cost—and either you’re the one paying…
Editor's Pick
