Homes
alvaro gonzalez/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways In-house financing, credit cards, personal loans and point-of-sale financing are…
Key takeaways Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. Most lenders see DTI…
pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year mortgage can save you a…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…
MilosStankovic/Getty Images Key takeaways You can borrow a $20,000 personal loan through most banks, credit unions and online lenders. Assess…
Key takeaways Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your…
The Federal Reserve finally cut interest rates in September, a long-awaited shift that could ease mortgage rates. For would-be homebuyers…
Images by Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Personal loans can boost your credit score by adding to…
Key takeaways Secured loans require collateral, like a car or home, while unsecured loans do not. Lenders may offer lower…
If you are looking at purchasing a used car in part because it is cheaper than a new car, you…