ATM fees are among the most commonly charged banking fees — and they’ve hit a record high. The average total ATM fees are $4.77, according to Bankrate’s 2024 checking account and ATM fee study. Fortunately, many banks and credit unions are making it possible for customers to take out cash…
Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
When it comes to investing, deciding your next move isn’t always simple or straightforward. Should you invest for retirement, pay off debt or save for your kids’ college? With so many financial priorities vying for attention, it’s easy to get stuck. But it doesn’t need to be complicated. Personal finance…
Running a small business can be precarious. A few slow months of sales, damage to a building or excess inventory bill can quickly throw off your cash flow and force you to close. This is why having cash reserves is essential to keeping your company afloat. Cash reserves act as…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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This page was originally published in 2022 and still contains relevant reader experiences from that time. The rest of the article has since been updated. Key takeaways One of the best features of this card is its flexible redemption options. You can redeem rewards for…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing. However, the entry-level option makes it difficult to know what fees you’ll be paying and there can be layers of different costs. Coinbase also continues to find itself in…
Across America, drivers filed roughly 1.8 million animal collision insurance claims between July 2023 and June 2024, according to the Insurance Information Institute. With the nation’s deer population hovering around 36 million, these graceful but unpredictable creatures pose a more significant road hazard than many motorists realize. The results of…
Nitat Termmee/Getty Images Treasury receipts are a type of bond bought at a discount, and the full value is paid at the date of maturity. These types of bonds aren’t issued by the U.S. Treasury Department, but they are backed by U.S. government securities. Whether you’re looking to invest in…
Saving for retirement can feel daunting and intimidating at times. Fortunately, most people can get started quite easily. Here’s how you can start saving for retirement using this one easy move. 401(k) match: How it works Millions of Americans have access to a 401(k) or other type of workplace retirement…
Key takeaways While self-care resolutions are common during the New Year, new goals can make it tempting to overspend. Keeping your goals realistic and making a budget will help you meet your New Year’s resolutions, without overspending. Periodically check in on your spending throughout to ensure you’re staying on track. …
Seasoned investors often approach markets with a long-term view, using short- and medium-term volatility to buy into the themes they believe will profit over many years. While identifying these trends is difficult, tuning out the noise can help you focus your portfolio on the winners, possibly resulting in significant gains.…
Key takeaways A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the borrower’s creditworthiness and the property’s financials when evaluating an investment property HELOC application. These…
Four times a year, publicly traded companies release their financial statements and required disclosures during a period that’s become known as “earnings season.” The Securities and Exchange Commission (SEC) requires these reports to provide transparency to investors about how companies are performing. What is earnings season, and what exactly should…
Currency strength serves as a key indicator of a nation’s economic health, political stability and financial policies. While numerous factors influence currency values, consistent economic performance and institutional stability often determine a currency’s global standing. Understanding these dynamics is essential for investors navigating the foreign exchange market (forex) and analyzing…
Key takeaways The euro shows both the promises and pitfalls of unified currency systems. Economic sovereignty remains a key barrier to global adoption. Digital innovations are changing traditional currency dynamics. Political and cultural factors matter as much as economics for the prospect of a global currency. Currency shapes everything from…
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