Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…
Images by Getty Images; Illustration by Issiah Davis/Bankrate The consequences of a speeding ticket in the Golden State extend far beyond the initial fine. In addition to penalties ranging from $35 to $200, California drivers see their average full coverage car insurance premiums jump by $1,215 per year after a…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Joe Raedle/Staff/Getty Images Key takeaways Upgrading your credit card with the same issuer is a way to get better perks without a hard inquiry on your credit report, although you might miss out on a welcome bonus. To upgrade a credit card, contact your card…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates rose this week, with the 30-year fixed rate averaging 6.39 percent, compared to 6.30 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week…
Key takeaways Fleet fuel cards are specialized credit cards designed for businesses to manage and track their fuel and vehicle maintenance expenses. Different fleet cards offer various benefits, including rewards, fuel discounts and analytics for tracking vehicle movements and expenses. Businesses can choose a card based on fleet size and…
Key Takeaways Consolidated Payments: Debt management plans simplify the process of managing unsecured debts, by consolidating various debts into a single monthly payment, reducing the risk of missed payments. Personalized Assessment: A debt management plan (DMP) begins with a detailed financial assessment to tailor a repayment plan that fits your…
Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…
Retiring at 62 with little money can feel daunting, but it is possible with the right strategies. Many people reach their early 60s without a large nest egg. However, they can still create a sustainable lifestyle by combining Social Security benefits, part-time income and careful budgeting. Understanding how to reduce…
Shannon Fagan/Getty Images Key takeaways Hostile takeovers often begin as friendly offers. The acquiring company may make an offer to the target company as it quietly works in the background to convince board members and management to take the deal. A potential acquirer can force the deal in one of…
blackCAT/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Almost 3 in 4 Americans (74 percent) have a credit card, but nearly half of those cardholders (46 percent) are in debt. The average American holds between 3 and 4 active cards in their wallet. Credit is also the most popular payment…
If you have no credit or need to rebuild credit after some credit missteps, credit builder apps may be worth considering. The best credit-building apps offer short-term loans and alternative data reporting that can improve your credit score with little to no cost. Results aren’t guaranteed and will vary depending…
Images by Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Paying off your mortgage early can give you a sense of security and more flexibility in your budget. Paying off your mortgage also ties your money up in your home. You won’t be able to access it unless you do…
Retiring comfortably is a common goal for many working Americans, but a majority say they’re behind on their retirement savings. According to Bankrate’s 2025 Retirement Savings Survey, three in five American workers (58 percent) say their retirement savings are behind where they should be. More than one-third of American workers…
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