Jose Luis Pelaez Inc/Getty Images American workers are spending less time in their jobs before jumping to a new employer, recent data from the U.S. Bureau of Labor Statistics shows. U.S. workers have been with their current employer for a median of 3.9 years as of January 2024, according to…

Finding the right insurance policy for your needs can be challenging. How do you know that a company is reputable and financially stable? How are insurance companies rated, and who does the rating? Fortunately, there are a handful of third-party ratings organizations that offer trustworthy assessments of a carrier’s quality.…

When saving money is your priority, you’ve likely already mastered basic frugal habits in your daily life, like making your coffee at home rather than going to a coffee shop. If you’re looking for creative ways to save beyond the standard “skip lattes and avocado toast” advice, you’re in the…

Same-day car insurance refers to purchasing and activating an insurance policy on the spot, ensuring your vehicle is street-legal and ready to hit the road. The need for same-day car insurance often accompanies exciting life milestones, like buying a new car or starting fresh in a new state. However, it…

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PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit for that quarter’s categories (activation…

DaniloAndjus / E+ / Getty Images Key takeaways A student card can be an ideal way to start building credit if you have little to no credit history. Most student credit cards are designed for students with student centric perks and relaxed credit requirements. In addition to practicing good credit…

Water damage can cause serious harm to your home, rapidly totaling thousands of dollars in damage and requiring months of reconstruction. You may think it won’t happen to you, but no matter where your home is located or how recently it was built, water damage is a very real possibility.…

Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but they come with high payments once that period ends. These loans mainly benefit those planning to move or anticipating a big income increase within a decade. Since the Great Recession,…

Michael Hanson/Getty Images Key takeaways Tuition insurance can reimburse educational expenses should there be a covered reason for early withdrawal from college. Typical coverage includes a life-altering or chronic illness or injury, a debilitating illness or a death in the family. College tuition insurance generally costs 1 percent of tuition…

Key takeaways The Blue Cash Everyday® Card from American Express offers a wide range of benefits alongside its lucrative rewards rate. Cardholders can get a variety of statement credits and also take advantage of the standard benefits that come with American Express cards. Those with a higher household spending threshold,…

Key takeaways Anyone who owns a home has equity in it — it’s the portion of the property that you own outright, as opposed to being financed or encumbered with debt in some way. Your home equity percentage increases as you pay down your mortgage. It can also rise if…

Having an account that’s accessible whenever and wherever internet access is available makes it easier to do everyday banking tasks, like checking your balance, making person-to-person transfers and paying bills. Plus, online-only banks usually offer higher rates and low (or no) fees on their products. You can open a bank…

Tax lien investing can give your portfolio exposure to real estate — all without having to actually own property. Experts, however, say the process is complicated and warn that novice investors can easily get burned. Here’s everything you need to know about investing in a tax lien certificate, including how…

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