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Key takeaways Your student loans could come due while you’re still in school if you drop below part-time enrollment or choose certain repayment plans. Your grades can affect your eligibility for federal student loans as well as some types of student loans. If you are notified you owe payments, and…

Key takeaways The American Express Membership Rewards program has 17 airline partners and three hotel partners to choose from. Transfer ratios for Amex travel partners vary, yet most of them can be transferred at a rate of 1:1. Remember that not all American Express credit cards earn Membership Rewards, and…

Investors who have held onto long-term bonds throughout the past few years might finally have their chance at seeing gains in a lower interest rate environment. Rate cuts by the Federal Reserve could push long-term bond prices higher after a period of declining values. However, as exciting as falling rates…

Key takeaways Because the Fed’s decisions to change interest rates affect the pricing of bonds, bond investors closely monitor Federal Reserve interest rate moves. The Fed lowered rates in late 2024 but paused rates until its meeting on Sept. 16-17, 2025, when it decided to lower rates by 25 basis…

Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your own business, you might find a business credit card a useful addition to your wallet. They’re a handy financial tool for separating your personal and business expenses. While business credit cards typically cater to large-…

A dashboard-mounted camera (or “dash cam”) won’t typically lower the cost of your auto insurance automatically. Almost no U.S. auto insurers offer a direct discount for installing a dash cam, but having one in your car could still have positive payoffs. Bankrate’s insurance editorial team looked into the technology and…

Image by Chorna Olena/Getty Images; Illustration by Austin Courregé/Bankrate The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Let’s break down how the Fed’s monetary policy affects how much it’ll cost you to borrow against your…

This piece was originally published in early 2023 and reflects the author’s financial decisions during that time. The rest of the article has since been updated. Key takeaways With average credit card interest rates well above 20 percent, chasing credit card rewards while carrying card debt doesn’t make any sense.…

While Bitcoin spent the last decade soaring and making millionaires out of many people, other owners of the world’s largest cryptocurrency have missed out. Why? One major reason: They’ve lost access to their account. In fact, more than $400 billion in Bitcoin is estimated to be lost — but some…

Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be limited. Credit cards for bad credit include both unsecured…