Key takeaways An emergency fund helps ensure you can handle unplanned expenses, whether from a job loss or a substantial car repair or medical bill. Saving three to six months’ worth of essential expenses is often recommended, but individual circumstances may require saving more or less. Automating savings and using…
VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking branch near you by using…
Key takeaways Mobile banking alerts detect fraud faster than manual monitoring. The sooner you report unauthorized activity, the greater your chance of full reimbursement under federal law. Low balance alerts help you avoid overdraft fees, which average $26.77 per transaction in 2025, according to Bankrate’s checking account survey. Essential alerts…
You’ve heard of home equity lines of credit (HELOCs) and home equity loans, which let you borrow against the value of your home, getting ready cash for renovations, debt consolidation or anything else. But jumping through the income-qualification hoops that characterize much home-based financing may be difficult for borrowers with…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways A bank statement loan allows you to qualify for a mortgage using bank statements rather than pay stubs or tax returns. It’s most often used by self-employed borrowers. Not all mortgage lenders offer bank statement loans. You might need to work with a…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Sean Murphy, Getty Images If you get a speeding ticket, you’re probably most worried about the fine, but speeding tickets can make an even bigger dent in your budget when your auto policy renews. In Florida, speeding ticket fines cost an average of $125, but a single speeding ticket raises…
If you are looking for holiday debt relief after a season of overspending, the immediate answer is to pause credit card use, assess the total damage, and switch to a “bare-bones” budget. When it comes to holiday shopping a lot of consumers go into debt getting that perfect gift. According to a lending…
lillisphotography/Getty Images Key takeaways A deed of reconveyance, also known as a satisfaction of mortgage, is a document that proves you’ve paid off your mortgage. The deed of reconveyance releases the lien the mortgage lender placed on your property. You’ll need this document to prove a clear title when you…
State Department of Insurance contact information Alabama Department of Insurance201 Monroe St, Ste 502, P.O. Box 303351Montgomery, AL 36104 Phone: 334-269-3550Email: [email protected] https://www.aldoi.gov/ Alaska Department of Community and Economic Development, Division of Insurance Anchorage office: 550 W 7th Ave, Ste 1560, Anchorage, AK 99501Juneau office: 333 Willoughby Ave, 9th Fl,…
Key takeaways CDs and share certificates both earn guaranteed returns over a set period. CDs are offered by banks and pay interest; share certificates are offered by credit unions and pay dividends. Both are federally insured up to $250,000 per depositor (FDIC for CDs, NCUA for share certificates). Credit unions…
Michal Krakowiak/ Getty Images If you’re already planning your next vacation, now might be a good time to start earning rewards to fund it. The Capital One Venture Rewards Credit Card can help with that. For a limited time, new cardholders can earn a one-time $250 Capital One Travel credit,…
Key takeaways Online banks typically offer higher annual percentage yields on savings products and charge fewer fees than their brick-and-mortar counterparts. If you need to deposit cash regularly, you’ll likely want the convenience of a brick-and-mortar bank’s ATM network as many online banks don’t accept cash deposits. Large brick-and-mortar banks…
In her half-century on earth, Torry Holmesly has been subjected to neglect, violence, eviction and homelessness. So, if you ask her about what life is like in a banking desert, forgive her for looking at you funny. And yet, Holmesly, 50, is far from a fool. She knows that not…
Dmitrii Marchenko/GettyImages Key takeaways With a Roth IRA, you contribute money without getting an up-front tax break (unlike a traditional IRA, which offers a tax deduction in the year you contribute). The tax break comes later: You can withdraw your money tax-free in retirement. Ideally, you keep your money in…
Vladimir Vladimirov/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Under the Equal Credit Opportunity Act, lenders are prohibited from discriminating against applicants because of their age. As a result, older people — like those in other age groups — generally can get mortgages and other home loans if they meet…
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