Key takeaways MoneyPass operates 40,000+ fee-free ATMs nationwide — one of the largest surcharge-free networks in America. Major banks like US Bank, Capital One, and fintech apps like Venmo, Cash App, and SoFi all use MoneyPass for fee-free withdrawals. Find MoneyPass ATMs at 5,000+ Walmart locations, plus Hy-Vee, Circle K,…
Stefani Reynolds/AFP/Getty Images Key takeaways Chase operates over 4,700 branches and 15,000 ATMs nationwide — the most extensive network of any U.S. bank. Use the Chase mobile app or website to find nearby locations, check services available, and book appointments that save you waiting time. Chase ATMs offer advanced features…
Closing on my mortgage almost three years ago felt surreal. I was 31 and holding a key to my own condominium in the heart of Seattle, a mere half mile from the Space Needle. I bought it alone, joining the growing number of single women purchasing homes — such an…
When Richard Amaechi, 27, lost his job as a financial planner in North Carolina, he decided to pull up stakes and return to San Francisco, where his parents still lived. The question was: Had his hometown become too expensive to welcome him back? The City by the Bay has been…
Personal Finance
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Featured Articles
Roth IRAs and traditional IRAs can be a great way to save and invest for retirement, but they come with specific income and contribution limits. The IRS generally adjusts these limits each year to account for inflation. Roth and traditional IRA contribution limits Each year,…
Dept Managmnt
Key takeaways Unsecured debt, such as credit cards, student loans, medical bills and high-interest loans can all be consolidated. Debt consolidation can simplify…
Banking
These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
Credit Cards
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A health savings account (HSA) can support your retirement plan through tax-deductible contributions, tax-free growth and tax-free withdrawals for qualified medical expenses. But not all insurance premiums qualify, so it’s important to know which costs you can and cannot cover with HSA funds. A financial advisor can help you review…
Joe Raedle / Getty Images Key takeaways TSA PreCheck is a trusted traveler program offering expedited airport screening to members. Memberships for TSA PreCheck start at $77 and are good for five years. Several credit cards can help you get TSA PreCheck for free, usually through a statement credit toward…
An inherited non-qualified stretch annuity pays out over many years instead of all at once. Only the earnings in each payment are taxable because the original contributions were made with after-tax dollars. Spreading payments over time can lower the yearly tax bill and keep the remaining balance growing tax-deferred. Distribution…
This year has been the year of the luxury credit card. The Chase Sapphire Reserve® and American Express Platinum Card® both added new perks in exchange for higher annual fees (now $795 and $895, respectively). And Citi re-entered the high-end credit card market with the debut of the Citi Strata Elite℠ Card (annual…
I’m 63 With $700k in an IRA. Should I Convert $70k per Year to Avoid RMDs and Taxes in Retirement?
You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real question is whether it benefits you. Converting in your 60s, for example, can help you avoid required minimum distributions (RMDs) and future taxes on qualified withdrawals.…
First comes love. Then comes marriage. And for around 670,000 couples per year, then comes divorce. While you’re thinking about the holiday season that’s off and running, the nation’s divorce attorneys are already looking ahead to another kind of season: divorce season. Sadly, if not surprisingly, filings tend to go…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit Union, Bread…
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a number of unique perks to cardholders, including unlimited flat rate cash back on all purchases. The Bank of America® Customized Cash Rewards credit card is another cash back card option, this one offering bonus cash back of…
Cash back is Americans’ favorite credit card feature by a wide margin, yet rewards enthusiasts often emphasize travel redemptions instead. If you ask an influencer for a best credit card recommendation, you’ll probably hear about a fancy travel card with a hefty annual fee. There’s nothing wrong with that, as…
Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…
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