Key takeaways Renters insurance is typically quite affordable compared to many other types of insurance. Personal property insurance, personal liability insurance and additional living expenses coverage are typically included in a renters insurance policy. Standard renters insurance usually covers losses due to theft, but certain items may only be covered…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly payments later this year. Several Biden-era student loan forgiveness initiatives have been either struck down by courts or withdrawn, and mass debt relief is unlikely to happen under the Trump…
They used to say, and still do, that there is no such thing as economics, only demographics. The idea is that whatever economic theory holds sway, it is overwhelmed by the effects of population. As a sidebar this is the key to predicting who will come out on top of…
President Donald Trump signed dozens of executive actions on his first day in office, including some that could impact your taxes. Two executive orders focused on federal employees, including the imposition of a hiring freeze and a requirement that federal government employees return to the office. Both could have immediate…
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Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
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IRS Commissioner Danny Werfel has announced that he is leaving the agency on January 20, 2025. The timing is something of a surprise, since it was expected that Werfel might remain through tax season. Late last year, President-elect Donald Trump announced he has tapped former…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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How Doctors Are Pushing Medical Credit Cards on Patients Medical credit cards are increasingly pushed on patients across America as the costs of…
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Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential creditor is assessing your credit risk, and these kinds of inquiries can lower your…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest level in a year and a half, according to Bankrate’s national survey of lenders. In contrast, the average $30,000…
Key takeaways Most major credit card issuers offer the option to easily lock and unlock cards through their online accounts or mobile apps. Locking a credit card can prevent impulse purchases and keep the account safe from fraud. Recurring transactions will still go through while a credit card is locked.…
Key takeaways The Capital One Platinum Secured Credit card is a no-nonsense card that can help you build credit with no annual fee. Unlike other cards that use your deposit amount as your credit limit, a low security deposit with the Platinum Secured Card could get you up to a…
DeFi — short for decentralized finance — is a new vision of banking and financial services that is based on peer-to-peer payments through blockchain technology. Via blockchain, DeFi allows “trust-less” banking, sidestepping traditional financial middlemen such as banks or brokers. What’s in it for investors? DeFi promises to allow investors…
President-elect Donald Trump plans to create an External Revenue Service to collect tariffs, duties and revenues from foreign sources, he said via social media on Tuesday. “I am today announcing that I will create the External Revenue Service to collect our tariffs, duties, and all revenue that comes from foreign…
Key takeaways Fiduciary duty obligates a professional to act in the client’s best interests. This can apply to financial advisors, attorneys, real estate agents and other professionals. Fiduciary duty is legally binding and forbids the fiduciary from acting in the best interests of themself or their employer. While it may…
Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to grow your emergency fund, help is on the way from an unlikely corner: Earning more interest…
Key takeaways Paying off student loans early can benefit you financially, but it should typically come second to building your emergency fund and retirement savings. People with private student loans or without other debt tend to benefit more from paying off student loans early. If you have federal student loans…
Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…
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