Managing your finances effectively doesn’t have to be overwhelming. Financial wellness apps simplify essential money tasks like budgeting and investing, helping you take control of your financial future. But with so many apps available, how do you know which one to choose? This guide dives into what financial wellness apps…
Key takeaways Social media is a popular, often free marketing tool among small business owners Small businesses can use social media to build brand awareness with minimal upfront costs You can leverage social media for business by engaging with customers and overcoming pain points Customers expect you to interact with…
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
Credit Sesame explores the financial ripple effect of everyday choices, revealing how decisions in education, career, and living can shape your financial health and creditworthiness. The choices you make every day—where to live, which career to pursue, and how to further your education—can create ripples that shape your future in…
Trending
Spotlight This Week
More Articles
Personal Finance
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
Featured Articles
10’000 Hours/Getty Images It’s not uncommon for someone to have a couple of bank accounts, but James Royal, Bankrate’s investing and wealth management reporter, has about two dozen of them. There’s a few pros to having multiple bank accounts (though there are a few cons…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
As wildfires roar across southern California, these natural disasters are not only destroying homes but taking lives. Home insurance costs also are taking…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
All News
President-elect Donald Trump plans to create an External Revenue Service to collect tariffs, duties and revenues from foreign sources, he said via social media on Tuesday. “I am today announcing that I will create the External Revenue Service to collect our tariffs, duties, and all revenue that comes from foreign…
Key takeaways Fiduciary duty obligates a professional to act in the client’s best interests. This can apply to financial advisors, attorneys, real estate agents and other professionals. Fiduciary duty is legally binding and forbids the fiduciary from acting in the best interests of themself or their employer. While it may…
Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to grow your emergency fund, help is on the way from an unlikely corner: Earning more interest…
Key takeaways Paying off student loans early can benefit you financially, but it should typically come second to building your emergency fund and retirement savings. People with private student loans or without other debt tend to benefit more from paying off student loans early. If you have federal student loans…
Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…
ArtistGNDphotography/Getty Images Key takeaways When you make a purchase with your debit card, it’s possible to pay as “credit.” Paying as credit affects the way the transaction is processed, but the payment funds are still taken from your bank account. Using your debit card as credit doesn’t help you build…
Pramote Polyamate/Getty Images Key takeaways Certificates of deposit (CDs) can be a good vehicle to grow funds that you know you won’t need for a certain period of time — as long as you don’t chip away at your earnings by paying early withdrawal penalties. Maintaining an emergency fund in…
Daniel Tardif/Getty Images Key takeaways A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for than a business credit card. An LOC offers financing for a defined draw period during which you can access the funds, whereas…
Key takeaways Inflation is a sustained increase in prices of goods and services, which can negatively impact purchasing power and lead to tough financial decisions for consumers. The Federal Reserve targets a 2% annual inflation rate as a sign of a healthy economy. Inflation can be caused by factors such…
wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…
Editor's Pick
