When it comes to investing, deciding your next move isn’t always simple or straightforward. Should you invest for retirement, pay off debt or save for your kids’ college? With so many financial priorities vying for attention, it’s easy to get stuck. But it doesn’t need to be complicated. Personal finance…
Running a small business can be precarious. A few slow months of sales, damage to a building or excess inventory bill can quickly throw off your cash flow and force you to close. This is why having cash reserves is essential to keeping your company afloat. Cash reserves act as…
Thomas Barwick/Getty Images We often forget that cars are inherently dangerous due to their size, weight and rate of speed. This is why almost every state in the U.S. (New Hampshire is the exception) requires drivers to have car insurance. As a form of financial responsibility, car insurance helps financially…
Managing your finances effectively doesn’t have to be overwhelming. Financial wellness apps simplify essential money tasks like budgeting and investing, helping you take control of your financial future. But with so many apps available, how do you know which one to choose? This guide dives into what financial wellness apps…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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They used to say, and still do, that there is no such thing as economics, only demographics. The idea is that whatever economic theory holds sway, it is overwhelmed by the effects of population. As a sidebar this is the key to predicting who will…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…
Kiyoshi Hijiki/Getty Images Key takeaways Keeping up with your car’s maintenance can help you stop extensive — and expensive — damage in its tracks. It’s a good idea to take your vehicle to a mechanic for a basic inspection once per year. Regular maintenance can help you avoid accidents, breakdowns…
Key takeaways Adjustable-rate mortgages (ARMs) have gained popularity as interest rates have risen. ARMs generally have slightly lower rates than fixed-rate mortgages. If you expect rates to fall, or plan to move before the initial fixed-rate period expires, getting an ARM can make sense. With mortgage rates holding steady at high…
Do you have a Kansas home you’re eager to sell? Most sellers list their home on the market through a real estate agent — but it can be a lengthy and complex process. If you don’t have any time to lose, or if you just want the cash from the…
Key takeaways While liability coverage often covers dog bites, some dog breeds are excluded. Insurance companies sometimes exclude specific dog breeds because the risk of insuring them is too high. Having dogs that are considered high-risk can raise your home insurance cost. If there is one thing Americans can’t get…
Key takeaways The average student borrower takes 20 years to pay off their student loans, but there are ways to shorten this timeline. Making additional payments, setting up automatic payments and refinancing are all effective strategies. Do your research and assess which methods work best for your schedule and lifestyle. …
The Consumer Financial Protection Bureau (CFPB) announced today it’s suing Capital One for “cheating millions of consumers” who held its flagship 360 Savings account out of more than $2 billion in interest. In the lawsuit, the U.S. government’s consumer watchdog agency accused Capital One of freezing its 360 Savings account’s…
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key Takeaways Down payment assistance (DPA) programs provide eligible homebuyers with loans or grants to help cover down payment and closing costs. These programs are typically reserved for first-time homebuyers or buyers with lower to moderate incomes for their area. Many down payment…
Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing. However, the entry-level option makes it difficult to know what fees you’ll be paying and there can be layers of different costs. Coinbase also continues to find itself in…
Across America, drivers filed roughly 1.8 million animal collision insurance claims between July 2023 and June 2024, according to the Insurance Information Institute. With the nation’s deer population hovering around 36 million, these graceful but unpredictable creatures pose a more significant road hazard than many motorists realize. The results of…
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